Mr. Richard Spenceley, owner of R.C. Spenceley Inc., owned and occupied a multi-story commercial building in the harbor of St. Thomas.  A vacant building next door caught fire and resulted in significant damaged from fire, smoke, and water damage to their business personal property.  Upon learning of the extensive damages incurred and the complexity of the claim, the Spenceleys  realized they needed professional adjusting help and called Tutwiler & Associates to fly down and represent them in their claim with their insurance company.

Public adjuster Frank Fortson from Tutwiler & Associates east coast office was given the assignment.  Following many inspections and documentation of all aspects of the loss, Mr. Fortson prepared the claim detail for the building, personal property, and loss of rents.  As a result of the claim preparation and the negotiations which included going through a formal appraisal process on the building loss, Mr. Fortson was able to recover a significant six-figure settlement which was close to 100% of the total insurance coverage available in the property insurance policy.

Mr. Spenceley says it best when he comments: “I am very satisfied with your work on my behalf and would gladly recommend you to anyone in need of your services.”