The Frangista Beach Inn and Frangista Restaurant, a world-renowned complex comprised of 11 separate buildings, overlooking the Gulf of Mexico in Destin, Florida, was severely damaged by Hurricane "Opal." Prior to the customer hiring Tutwiler and Associates, Inc. to assist them, the total offer from the insurance carriers was $99,000.00. The claim was ultimately settled to the owners complete satisfaction for $1.3 million dollars.