The Marina Cove at Harbor Village community is located in upscale Adventura, Florida. After suffering a direct hit from a severe tornado, the Association was offered $18,000.00 by their insurance company for related damages. In response, the Board of Directors retained Tutwiler and Associates, Inc. to assist them with the claim preparation, presentation and negotiations with the company. As a result, a final settlement was reached in the amount of $316,500.00, for a total INCREASE of $298,000 over the insurer's offer.