Marina Cove Village is a condominium community located in Niceville, Florida. The complex is comprised of 17 buildings with 75 townhome units nestled in amongst large oak trees overlooking the bay. After Hurricane "Opal," the insurance company offered $32,773.00 in total damages. Realizing the inadequacy of this offer, the association hired Tutwiler and Associates, Inc. The claim was settled for $830,000.00... $797,227 MORE than the insurance company's offer!