After receiving a low initial offer from their insurance company for a water damage claim resulting from a leaking shower pan on the 2^nd floor, these Lithia, Fl homeowners decided to see if a public insurance adjuster could help them with their insurance claim. They contacted Tampa Public Adjuster, Scott Luginski and indicated they were unfamiliar with the claim process and simply did not have the time or knowledge to deal with the frustration of an insurance claim and negotiating a better settlement.  Once retained, Scott was able to inspect the property and noticed a considerable amount of unaccounted damage.  This included the removal and replacement of an entire shower enclosure on the 2^nd floor, wood flooring on the 1^st floor, drywall replacement and even permitting costs.  It’s not unusual for company side adjusters to simply glance over specific damages in their estimates. After documenting the loss, Scott managed the entire claim which included sending letters, making calls, reviewing the insurance policy, meeting adjusters and handling settlement negotiations.  This allowed the clients to go about their daily lives and not worry about the handling of their claim.  Scott was able to resolve the claim and recover more than $35,000 in additional money for his client as well as recover costs for alternate housing during the reconstruction process.