If floods, landslides, fires, earthquakes and hurricanes are not enough to worry about, it seems a new peril is lurking that we just did not know about or pay attention to and may need to be added to the list of property insurance claims.

Remember the asteroid that streaked across the northern Russian sky a few months back? Well, it seems another one was just recorded on a car dash cam and posted to all the internet news outlets. Not to be an alarmist, but there may be some credibility to this threat given the attention three former U.S. NASA astronauts have given to this. They hosted an event in Seattle, Washington on April 23, 2014 to share their concerns about a future asteroid strike. You can view it on the web by going to b612foundation.org.  Clearly they are attempting to raise awareness about this potential threat given the magnitude of damage that may result if a major metropolitan area is hit by an asteroid with the destructive power of multiple atomic bomb explosions.

It seems these gentlemen are trying to raise money for a telescope that can detect dangerous asteroids and later to press for some type of technology to move the asteroid off course before the strike to mother earth. Too far-fetched to worry about? Maybe, but remember the dinosaurs were supposed to have been wiped out by an asteroid strike. 

But back to the insurance claim question. What do you think?  Will your insurer pay for your damaged or destroyed property due to an asteroid strike assuming we are not all wiped out?

Call your agent or broker.  Listen to what they have to say.  After all, they are in the risk assessment and protection business. On a personal note, I cannot ever recall exclusions for damages as a result of damage from space debris. But as we know with insurance, the big print giveth and the little print taketh away.  Let us know what you think.