Florida Public Adjuster Wins Policy Limits in Settling Builders Risk Claim for Multi-unit Fire - Delivers Quality Service and Peace of Mind

Florida Public Adjuster Wins Policy Limits in Settling Builders Risk Claim for Multi-unit Fire - Delivers Quality Service and Peace of Mind

ISV, LLC is a prominent property development company based in Windermere, Florida with a 9-year growing real estate portfolio.  Sadly, ISV’s owner learned that two of his residential multi-family dwelling structures in Sanford, Florida suffered extensive fire damage on May 11, 2021. Following a cause and origin investigation, fire officials were unable to determine the area of origin.  Despite ISV’s timely claim reporting and C&O Report submission, the claim adjuster assigned by ISV’s insurance company notified the claim was still being investigated by the carrier, informing: “the process could very well take several months to finalize.”

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Windstorm Insurance Network 2022 Conference Recap

Windstorm Insurance Network 2022 Conference Recap

WIND held its annual 2022 conference at the Lowes Royal Pacific Resort at Universal Orlando at the end of January.  I have to say that I was a little hesitant attending this conference as it is a multi-day event held in a venue which is a closed environment inside of a very large resort. Based on past year’s attendance I would have expected well over 1000 insurance professionals, experts and vendors showing up to network, learn best practices and refresh their knowledge. To my surprise despite the virus threat, over 1000 people did in fact register and that didn’t include late walk ins, who decided they did not want to be behind the learning curve.  For me, besides seeing old friends and meeting new people from various disciplines, the highlight of the conference was the keynote speaker presentation.

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Public Adjuster Negotiates a $3 Million+ Settlement for Country Club Resort Insurance Claim After Insurer Offers $0.00

Public Adjuster Negotiates a $3 Million+ Settlement for Country Club Resort Insurance Claim After Insurer Offers $0.00

The complexities of a property insurance claim are many. This is even more true with the variables that exist in claims for country clubs and resorts. Owners and managers are not only tasked with navigating a building damage claim and policy coverage issues, but they also have the monumental task of addressing, assessing, and seeking compensation for damages to business personal property, maintenance equipment, golf carts, golf course and grounds, supplies, saleable goods Inventory, food & beverage stock, debris removal, and costs incurred for engineers, architects, and auditors. Moreover, owners will be tasked with addressing and projecting intangible damages for items like business interruption, extra expense, lost sales revenue, and lost membership dues. For business managers not familiar with the insurance claims process this is a daunting task that takes away large chunks of time from their primary responsibilities to efficiently operate the business. Learn how Public Adjuster Mike Stabile put his expertise to work for this client and acheived a fair claim settlement. 

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Pittsburgh Claim Adjuster’s Technology and Perseverance Wins the Day in Settling an Apartment Fire Insurance Claim

Pittsburgh Claim Adjuster’s Technology and Perseverance Wins the Day in Settling an Apartment Fire Insurance Claim

Here’s an enlightening insurance claim success story from our valued Pittsburgh Adjuster, Mr. Zach Flora. Statistics show that 5% of structural fires or one in twenty are caused by cigarettes. On the late morning of May 21, 2020, an apartment landlord in the Pittsburgh area found out what it was like to become part of that statistic. Once the smoke cleared, he turned to his insurance company for help, where he quickly realized they weren’t the “good neighbor” they made themselves out to be. Then he turned to a trusted insurance claim adjuster also known as a public adjuster.

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10 Things to Know About Hurricane Insurance Claims - Hurricane Ida

10 Things to Know About Hurricane Insurance Claims - Hurricane Ida

Here’s a good recent article to share that can help those impacted by Hurricane Ida work through their insurance claims. If you have questions or need assistance with a large loss from Hurricane Ida, we stand ready to help.

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Hurricane Henri Update and Claim Damage Links - Public Insurance Adjusters Standby to Help You Obtain a Fair Settlement for Your Property Damage

Hurricane Henri Update and Claim Damage Links - Public Insurance Adjusters Standby to  Help You Obtain a Fair Settlement for Your Property Damage

There’s no question Long Islander’s & New Englanders endured their fair share of blizzards and wicked Nor’easters’, yet for some of our company’s public insurance adjusters who worked for northeastern clients 30-years ago after Hurricane Bob, it feels like yesterday. Making matters worse, Hurricane Henri is projected to make landfall at high tide and with a full moon and that may result in coastal flooding. Please prepare for potential days without power and stock-up sufficiently.

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Tropical Storm Elsa Preparation Pre and Post Storm Insurance Claim Tips

Tropical Storm Elsa Preparation Pre and Post Storm Insurance Claim Tips

As Tropical Storm Elsa approaches the Tampa Bay area residents need to take this storm seriously and prepare accordingly as the path continues to evolve. This type of storm can throw off tornado activity and pockets of heavy wind gusts. As a result, thousands of homeowners may be contacting their insurance company to file an insurance claim. Resources are likely to be stretched and frustration with claims will grow as our public insurance adjusters have seen with past storms. We want everyone to stay safe and also be in a condition to recover as best they can. Below are a few popular pre-storm claim tips that we always try to share with clients. Please feel free to pass them along. Bottom line – PREPARE NOW!

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Champlain Towers Collapse – A Public Adjuster’s View

Champlain Towers Collapse – A Public Adjuster’s View

As the Champlain Tower collapse unfolds, people must understand this is a very fluid situation. Now is not the time to be pointing fingers but instead supporting the victims' families and conducting a thorough and objective investigation. That being said, as a 45-year veteran of insurance adjusting in Florida, I have seen and been involved in all types of condo claims in Florida for decades. I concur, water is the cause or should I say the most frequent cause of all insurance losses. Water damage has and still is occurring and causing failures of building components particularly in ocean side concrete structures.

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Public Adjusters - The Policyholder's Champion

Public Adjusters - The Policyholder's Champion

We were so glad to be able to work with Tampa Bay Times seasoned reporter Philip Morgan to help educate the public regarding insurance claims and the value of having a public adjuster professionally manage the claim. Read here: The Policyholder's Champion in Tampa Bay

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"On Property" Insurance Claim Tips Blog

Tips and advice about how to properly file and protect your property damage insurance claim and get a fair settlement. We invite all readers to ask questions about their claim so our public adjusters can post answers for others to benefit. Insurance claim expert guest bloggers welcome to submit posts via our contact form.

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Local Office

Charles R. Tutwiler & Associates Inc.
Licensed Public Insurance Adjusters & Loss Consultants
Offices: Tampa, Orlando, Hollywood, Palm City, Florida; Dallas, TX; Pittsburgh, PA

Executive Office
4300 W. Cypress St.
Suite 780
Tampa, FL 33607
Phone: 813.287.8090
Toll Free: 800.321.4488

Licensed in Florida # W840088 &
Texas #1399706 plus 16 other states
and the Virgin Islands