On Property Insurance Claim Tips Blog

Here’s an enlightening insurance claim success story from our valued Pittsburgh Adjuster, Mr. Zach Flora. Statistics show that 5% of structural fires or one in twenty are caused by cigarettes. On the late morning of May 21, 2020, an apartment landlord in the Pittsburgh area found out what it was like to become part of that statistic. Once the smoke cleared, he turned to his insurance company for help, where he quickly realized they weren’t the “good neighbor” they made themselves out to be. Then he turned to a trusted insurance claim adjuster also known as a public adjuster.

Tornados that hit several townships have left many homeowners and businesses with significant damage, especially in the Fox Chapel, Allison Park, Hampton and Franklin areas. Our local Pittsburgh Public Adjuster, Zach Flora reports widespread wind and tree damage. Policyholders with tornado damage need to understand some of the basic insurance claim adjusting procedures that will play an important role to achieve a fair, expeditious claim settlement and avoid delays. Insurance companies and their teams of catastrophe adjusters may be overwhelmed given the breadth and severity of the tornado damage in Pittsburgh and volume of calls. Here are some tips and common mistakes to avoid while preparing yourself for the insurance claim process.

Here’s a great success story from our Pittsburgh public adjuster, Mr. Zach Flora that shows how a public adjuster can add value to the claims process. Great job Zach!

On May 28, 2019 a catastrophic hailstorm hit the Pittsburgh suburb of Gibsonia. The golf ball sized hail that struck and damaged homes, buildings, cars anything it came in contact with. Over the next few days, contractors converged on the area knocking on doors and telling property owners they needed new roofs “just sign here” and we’ll file an insurance claim for you. Rather than doing the smart thing and call their insurance company to file a claim, some homeowners who had not dealt with a loss like this went along. As insurance company representatives visited their policyholders in the area, there was no question that all of the roofs needed to be replaced due to the hail damage.

Our public adjuster offices settle many claims each month. Here is one written up by our Pittsburgh Public Adjuster, Mr. Zach Flora. It’s a good lesson about digging into the details and taking charge of your claim. On August 25th a Pittsburgh family of 3 were away enjoying a fun filled family vacation when they received a call from a neighbor that quickly turned their sunshine to clouds. The neighbor called with the horrible news that their garage door was mysteriously open and water was pouring out onto the driveway. 

On February 21, 2018 the policyholder experienced a category 3 water loss in her Carnegie, Pittsburgh home from a broken stack pipe that runs from the second floor bathroom through the kitchen, which in return sent sewage throughout these areas of the home. Immediately upon noticing the damage the homeowner called a restoration company to mitigate the damage and called her insurance company to report the damage. Not knowing what other options she might have, she followed her insurance company’s instructions and sent their claim adjuster a few days later to inspect the loss.

Congratulations to our Pittsburgh Public Adjuster Zach Flora who recently teamed up with WPIX 11 Cares Pack the Bus initiative to donate school supplies for an entire classroom in support of the education system in Robinson Township, Allegheny County. Zach is a great example that shows giving back means more than just helping property owners with their insurance claims. Zach is an ardent supporter of education excellence and is also a product of the local school system.