Our firm was happy to contribute to the June Florida Community Association Journal Hurricane Preparedness issue. Below is our article plus here’s a link to many more expert articles on disaster prep.
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Dick Tutwiler the Founder and Emeritus CEO of Tutwiler & Associates Public Adjusters was recently featured here on the Homeowners Be Aware podcast. During the interview, he provides some great insight into dealing with property insurance claims and some of the hurdles policyholders will face. If you have a favorite podcast platform, simply search "Homeowners Be Aware." The podcast can also be found on website: https://homeownersbeaware.com/  
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The Last House Standing  by Director - Producer George Siegal, is a documentary film that explores why we continue to place cost over safety, while the technology exists to build homes capable of withstanding hurricanes, fires, and tornadoes. The film explores the challenges of post storm recovery and features an interview with our founder, Dick Tutwiler. Watch the Film Here
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We pay good money to insure our property, while hoping never to have to file claim. When disaster strikes you expect your insurance company to have your back. In a perfect world, your insurance carrier will send out their field adjuster following your notification of a loss. The adjuster will thoroughly inspect and properly value your damage and a check will be forthcoming in a reasonable amount of time. In our 38-years of practicing public adjusting, with storms like Hurricane Ian, we unfortunately see too many cases where this is not the case.

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As Hurricane Laura continues strengthening into potential Category 4 storm, the NHC warns of an "unsurvivable storm surge," for parts of the Louisiana and Eastern Texas coast. 

Forecasters predict surges several feet high could reach nearly to Interstate 10 in Louisiana, endangering cities like Lake Charles, and others some 35 miles inland. Only a few hours remain to protect life and property.

• Texas residence seeking to evacuate should consider DriveTexas.org.
• Louisiana, residence should consider 511la.org

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Q. I serve on a COA Board and we recently had a fire. Our property manager is telling us the contractor will handle everything, while some of us want to talk to a public adjuster. What is your perspective?

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Will Hurricane Florence become the Hurricane Harvey flooding event of the east coast? While the weather experts debate that issue, there is no doubt one way or another that Hurricane Florence is about to unleash a lot of misery on the mid Atlantic coast. Back in September 1989, Hurricane Hugo hit Charleston South Carolina and downtown buildings had 16 plus feet of water. Myrtle Beach just north of Charleston is now a very large tourist resort community and will have major damage if Florence keeps on its current track.

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It’s been a while since I have seen Cat 5 hurricane damage.  In fact, the last time was back in 1992 when Hurricane Andrew came ashore in South Florida.  No shortage of Cats 1,2,3, and maybe a 4 in there somewhere in the past 26 years, but trust me, a Cat 5 hurricane catastrophe stands out and those memories will stay with you forever.
 

So, it all came back to me when I visited St. Maarten/St Martin, a Dutch/French island in the Leeward Islands, one of the first in the island chain to be hit by Hurricane Irma eight months ago. This was my first trip back after the storm, but some of my colleagues at Tutwiler & Associates Public Adjusters had already been on the ground shortly after the storm passed, meeting with old clients and signing up new property owners as soon as commercial flights resumed. Eight months later our efforts paid off as our clients’ property insurance claims are settled and the rebuilding planning and construction has started for them.

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I usually don’t talk about Hurricane season or disaster planning this early in the year. But yesterday, a daily weather blog by professional meteorologist Mr. Rocco Calaci who we have great respect for mentioned the following:

“Switching gears…yesterday by former NOAA meteorologist Mr. David Dilley gave a webinar on the upcoming 2018 hurricane season.  Though he provided substantial supporting evidence of his projections, the numbers he stated for this year’s hurricane forecast were sobering.....

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This year’s “WIND” conference in Orlando, Florida marks the 18-year anniversary that folks from all over the U.S. have gathered to network, learn, and in many instances, conduct settlement talks on active cases to resolve issues involving wind losses and other perils covered by property insurance. Without a doubt, this conference was very successful and well attended with a reported headcount of around a thousand professionals from various disciplines. However, I was somewhat surprised the attendance was not greater given what happened during the 2017 hurricane season. 

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