As public adjusters, we tend to see property damage resulting in an insurance claim sometimes well after the damage has been done and errors in filing and estimating the claim or just simple lack of documentation has occurred. Fortunately, policyholders can take a number of steps to protect their property claim. A recent article by Consumer Reports: Hurricane warning: Don’t let your house insurer blow you over states that “ the policyholder needs to stand tough and stand up to make sure you get everything you’re entitled to under your policy. They point out 10 ways to do that.