On Property Insurance Claim Tips Blog

Lightning Damage and Your Property Insurance Claim

Lightning Damage and Your Property Insurance Claim
Summer is the time of the year when lightning can cause severe damage or even destroy your property. No surprises to folks in Florida, as they know we are widely regarded as the lightning capital of the U.S.  The raising heat over the Florida peninsula pulling in the cooler sea breeze later in the day often creates spectacular lightning shows followed by out of this world thunder claps. The results of these storms can be manifested in two ways, both bad. The first is life, health, and safety issues and the other is property damage resulting from lighting strikes that cause fires to buildings and destroy personal and business property. The insurance claims that follow can get quite complicated. Read More

Policyholder Question on Lightning Damage to Apartment Building Units

Q. I own an apartment complex that got hit by lightning. It seems electronics in multiple units is randomly going out.  Does this make sense?  If I file a claim, it looks like it should have just hit one or 2 buildings instead of 8 or 9. Will I have trouble getting a proper settlement? Unfortunately, I just don't trust the insurance company. I had a fire once and they treated me like a crook. 

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