Damage Assessment

Hurricane Dorian Should be a Wake-up Call to All

by Rick Tutwiler on 9/3/2019

Our hearts and prayers go out to all those impacted by Hurricane Dorian. Preliminary reports indicate 13,000 structures destroyed and $25 billion in damage, not to mention the catastrophic flooding. As I’ve listened to all the anxious questions from callers concerned about Dorian and conferred with our Florida Public Adjuster professionals, one common theme prevailed.

Policyholder Question – Submitting Your Own Insurance Claim Repair Estimate

by Charles R. Tutwiler on 1/11/2017

The following is an insurance claim question we answered for a policyholder through the United Policyholders Ask an Expert Forum.

Q. Can I have a repair estimate reviewed and a new estimate prepared based on the estimate sent by my insurance adjusters estimate? They have issued a check in the amount of this estimate, less the deductible. What should I do with the check?

A. Good question, I am sure many in your position have questions about the estimate prepared and submitted by their insurance adjuster. Please remember, this work product is just an "estimate." While the adjuster may have some actual contracting experience,......read more
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A Few Thoughts for Fire Prevention Week

by Rick Tutwiler on 10/9/2014

Smoke from fire is like an anesthetic. Rather than awakening you, it will put you into a deep sleep. And a little known fact is that most fire deaths occur during the night, with most perishing due to smoke inhalation, not fire. A recent fire in Tampa where a mother and daughter perished due to smoke in an otherwise minimal fire is a perfect example.

Hurricane Dorian Should be a Wake-up Call to All

Policyholder Question – Submitting Your Own Insurance Claim Repair Estimate

A Few Thoughts for Fire Prevention Week

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