FEMA Flood

Expert Insights: Public Adjuster Reveals Key Flood Claim Strategies & Hurricane Idalia Updates for Policyholders

by Rick Tutwiler on 9/8/2023

Since Hurricane Idalia impacted Florida’s west coast, our public adjusters have been besieged with questions about flood claims. I also noticed from initial state claims data that many claims are being closed without payment. This may be due to policyholders not understanding what is covered under their homeowner's policy vs. their flood policy, if they have one. We are receiving concerning feedback from policyholders who are feeling frustrated in the initial stages of the claims process, especially from the moment they report their first notice of loss.

Filed Under:

Tagged With:

Public Adjuster Tips for Handling Your Hurricane Idalia Flood Insurance Claim

by Rick Tutwiler on 8/31/2023

We’ve revived a very popular blog for the benefit of Hurricane Idalia property owners on understanding flood where our talented staff of public adjusters share some of the best tips they could think of for handling a flood claim. The following are some tips that hopefully will help folks should they have flood coverage. Remember flood insurance is a separate policy from your standard homeowners insurance and covered under the National Flood Insurance Program (NFIP). Private insurers also sell under this program. A standard homeowners policy “will not” cover flood defined as rising water. Standard policies will cover wind driven rain or any moisture coming from above such as roof leaks.
Read More

Filed Under:

Tagged With:

Hurricane Ian Policyholders Can Benefit from Lessons Learned after Superstorm Sandy

by Rick Tutwiler on 11/1/2022

Every day, clients ask questions about the claims adjusting process. Recently, a client and retired home builder affected by Hurricane Ian asked me, how much insurance company adjusters make? I probed, “Why do you ask?” The response, “My insurance company has sent 5 different people to inspect my roof damage and the amount they're paying these people is probably more than the cost to replace my roof!”
Read More

Filed Under:

Tagged With:

Expert Insights: Public Adjuster Reveals Key Flood Claim Strategies & Hurricane Idalia Updates for Policyholders

Public Adjuster Tips for Handling Your Hurricane Idalia Flood Insurance Claim

Hurricane Ian Policyholders Can Benefit from Lessons Learned after Superstorm Sandy

Subscribe by email:

Categories

Tags

Public Adjuster Services

Types of Claims

Local Office