Some contractors in Florida have been offering homeowners free roofs and offering to handle the insurance claim in exchange for signing what is called an Assignment of Benefits (AOB) contract. This may allow the contractor to charge high fees and sue your insurance company. In Florida, it is against the law for contractors to file or negotiate an insurance claim and constitutes practicing public insurance adjusting without a license. By signing an AOB contract you are giving up all your rights to the insurance claim. Do not lose control, it’s your claim! Legislation to address this problem is pending. Click the link to see the investigative report on Free Roof Offers in Florida.   https://www.wftv.com/news/action-9/action-9-hidden-camera-investigation-reveals-the-high-cost-of-free-roof-offers/88727801/