When this Tampa family’s new insurance company required cracks on the outside walls to be fixed before they would provide homeowners insurance, they realized that sinkhole activity could be causing the cracks. After consulting with family and friends on what to do, they were referred to Florida public adjuster Keith Grams at Tutwiler & Associates. Keith inspected the property and guided the family throughout the entire sinkhole claim process. Sinkhole activity was confirmed on the property and after numerous meetings and inspections, Keith was able to reach a settlement that was 133% higher than the insurer’s original assessment.