Property insurance claim denied? Using the insurance company’s expert may lead to a reversal

Let me explain with an example of a claim that came across my desk that should be instructive laying out the steps policyholders should take when the dreaded denial letter comes in the mail from your insurance company. First, don’t panic. You may be able to turn things around provided you have requested all the information you need to convince your insurance company of the errors of their ways. So let’s get started. It will require a little work on your part, but you can do it.


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Property Insurance Claim Question: Law & Ordinance Coverage

Q.  What would be a reasonable estimate one could make for in adding this Ordinance or Law coverage?  I read your paper Law & Ordinance Coverage, Is it Illusionary? (very informative/readable and liked his coined term "Nature's Casino") this is what an insurance company attached to their policy application. I was laid off from work and am working with extremely limited funds.  If you could direct me to a resource or person who could answer my question it would be sincerely appreciated.
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"On Property" Insurance Claim Tips Blog

Tips and advice about how to properly file and protect your property damage insurance claim and get a fair settlement. We invite all readers to ask questions about their claim so our public adjusters can post answers for others to benefit. Insurance claim expert guest bloggers welcome to submit posts via our contact form.

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Local Office

Tutwiler & Associates Public Adjusters, Inc.
Licensed Public Insurance Adjusters & Loss Consultants
Offices: Tampa, Orlando, Palm City, Ft. Myers, Florida; Dallas, TX; Pittsburgh, PA

Executive Office
4300 W. Cypress St.
Suite 780
Tampa, FL 33607
Phone: 813.287.8090
Toll Free: 800.321.4488

Licensed in Florida # W840088 &
Texas #1399706 plus 16 other states
and the Virgin Islands