A recent article, Boston Area Expects a Flood of Claims After Record Winter points to the growing recognition that some property owners are in for a fight when it comes to obtaining a fair settlement for their winter storm damage insurance claim. As one homeowner from Plymouth, Mass. put it, “It’s a part time job just trying to navigate it all.” As you will read in the article, too many people “hope” they will get a fair offer from their insurance company. Our general advice is that while working with your insurance company, remember that this is your claim. So don’t rely on the insurance company alone to tell you how much they will pay. Make sure you get independent estimates from contractors to confirm what it will take to fix the damage. If the insurance company uses technical issues to reduce or deny the claim consider hiring a public adjuster or attorney that specializes in property insurance to review your policy and provide you with options. The bigger the claim the more items are likely to be missed and the more complicated the claim can become. Make sure you assemble a team that documents your entire loss.  If you have questions regarding any property insurance claim related issues please call 800.321.4488 or contact us to submit a question to one of our insurance claim experts.  Let us know what insurance claim questions you have about your winter storm claim.