This is the time of year that we all start casting an eye on the tropics as the hurricane season ramps up and the chances of severe storms increases. Tampa Bay is particularly vulnerable to severe damage because it has been such a long time since we experienced a severe hurricane. Out of code buildings will be devastated in such a storm. A recent report in the Washington Post titled Tampa Bay’s Coming Storm outlines in detail the carnage that could occur in Tampa Bay from a direct hit. And a recent report in the Tampa Bay Business Journal reinforces the ticking time bomb indicating 460,000 properties are at risk from storm surge. Unfortunately, it’s too late to take action after the storm and we’ve all seen the insurance claim mess that has occurred in other areas hit by severe storms.

 A few years back, our firm created a disaster planning program called Disaster First Recovery Services that helps commercial business, condominium associations and high net worth residential properties prepare for the unexpected disaster. We’ve written about the benefits of disaster planning in the past. Properties are inspected pre-loss, contents are documented, policies are reviewed and an action plan is put in place. If and when an insurance claim needs to be filed, the pre-documented information will be help expedite the settlement process and avoid unnecessary claim requests by the carrier.  Some of our most savvy clients understand how important it is to have an experienced Public Adjuster on their team even before a property loss occurs. I urge all property owners to take the basic steps in assuring you and your families’ safety and recovery by taking the time to prepare. That simple preparation could make a significant difference during the aftermath of any disaster.  

If you have questions regarding disaster planning or any property insurance claim related issues please call 800.321.4488 or contact us to submit a question to one of our public adjuster insurance claim experts.