Insurance Claim Preferred Vendors – A Growing Insurance Company Tactic

by Charles R. Tutwiler on 6/8/2014
We want to thank Orlando public adjuster Brad Barrett for contributing this insurance claim blog.
When a policyholder experiences a loss, one of the first things they are supposed to do is contact the insurance company to report a claim. What we are being told by some policyholders, is that one of the first things some claims departments are doing is to instruct them not to speak with anyone (especially a Public Adjuster) and that they will be sending out their adjuster and their “approved” contractor to review the claim. This is a blatant effort to cut out public adjusters and independent restoration firms.
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Don’t Let Your Panhandle Flood Damage Insurance Claim Turn into an Insurance Claim Nightmare

by Charles R. Tutwiler on 5/14/2014

Here are a few key tips to make sure your property damage claim doesn’t make a bad situation worse.

1.     Make sure your insurance company pays you first, not a roofing company or contractor. Never sign over your insurance payment to a 3rd party contractor.  See more insurance claim tips.


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What do you do when an insurance company exercises their right to repair?

by Charles R. Tutwiler on 3/5/2014
This question was asked of us the other day and since it is rarely encountered in the everyday world of property insurance adjusting, I wanted to share it given our experience with “the option to repair tactic” that we’ve seen used by the insurance carriers. First, a little background on this controversial clause found in most property insurance policies.
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Association Boards - Update Your Knowledge Related to Property Insurance Claim Regulations

by Charles R. Tutwiler on 2/20/2014
Association Boards - Update Your Knowledge Related to Property Insurance Claim Regulations
We exhibited at the Suncoast CAI CA Day in Tampa on Thursday getting up to date with Association Property Managers and Board Members. As we meet with Condo Boards about various claim situations, we continue to see Boards that have not updated their knowledge about laws enacted in 2013. If you’re on a Condo Board, please be aware of these changes and review section 718. 111(11) j of the Fl statue on what is or is not covered in a condo claim, that started July 1 2013.


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Policyholder Question on Lightning Damage to Apartment Building Units

by Charles R. Tutwiler on 8/9/2013

Q. I own an apartment complex that got hit by lightning. It seems electronics in multiple units is randomly going out.  Does this make sense?  If I file a claim, it looks like it should have just hit one or 2 buildings instead of 8 or 9. Will I have trouble getting a proper settlement? Unfortunately, I just don't trust the insurance company. I had a fire once and they treated me like a crook. 


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"On Property" Insurance Claim Tips Blog

Tips and advice about how to properly file and protect your property damage insurance claim and get a fair settlement. We invite all readers to ask questions about their claim so our public adjusters can post answers for others to benefit. Insurance claim expert guest bloggers welcome to submit posts via our contact form.

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Local Office

Tutwiler & Associates Public Adjusters, Inc.
Licensed Public Insurance Adjusters & Loss Consultants
Offices: Tampa, Orlando, Palm City, Florida; Dallas, TX; Pittsburgh, PA

Executive Office
4300 W. Cypress St.
Suite 780
Tampa, FL 33607
Phone: 813.287.8090
Toll Free: 800.321.4488

Licensed in Florida # W840088 &
Texas #1399706 plus 16 other states
and the Virgin Islands