Hurricane Damage

Policyholder Question: Condominium Owner Asks About Roof Shingle Replacement Due to Hail

by Charles R. Tutwiler on 12/8/2013

Q. I have a friend that lives in a retirement condominium community. They have a condo policy that covers all 8 buildings in the community. The insurance has paid to replace between 98-160 shingles per roof due to hail damage. The HOA by-laws state that the roof color must be the same on all roofs. After 17 years it will not be possible to match that many shingles on each roof. They have ordinance and law coverage in their policy for replacement cost. Would this apply in this situation? Should the insurance have to pay for a full replacement of the shingle roofs?

Policyholder Question on Changing Hurricane Deductible

by Charles R. Tutwiler on 11/7/2013

Q. Could one choose to have a larger deductible on hurricane insurance? For example; a 20% or 30% deductible on a $100,000 home? What would be the savings as opposed to a 10% deductible?

Remembering Superstorm Sandy and its Impact on the 2013 Hurricane Season

by Charles R. Tutwiler on 9/11/2013

On September 11th last year, Rick and I flew to New York City for a planned meeting with Anderson Kill Loss Advisors, a group of the nation’s top public adjusters at the Manhattan law offices of Anderson Kill. The purpose of the meeting was to meet and discuss current events and future plans for this team of professional adjusters, whom we are proud to be a member. Little did any of us know what would be coming a month and a half later.
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Policyholder Question: Condominium Owner Asks About Roof Shingle Replacement Due to Hail

Policyholder Question on Changing Hurricane Deductible

Remembering Superstorm Sandy and its Impact on the 2013 Hurricane Season

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