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Blog Posts
Latest articles & insights
- “Grout in the Ground” the New Citizens Proposal for Florida’s Sinkhole Malaise– WATCH OUT
- 10 Things to Know About Hurricane Insurance Claims – Hurricane Ida
- 2014 Florida Legislative Session Public Adjuster Wrap-up
- 2015 Windstorm Insurance Network – New Orleans Conference
- 2016 Windstorm Insurance Conference in Orlando – Is it worth it?
- 2018 Hurricane Season Predictions – Not Good!
- 40 Years of Contributing to the Public Adjusting Profession
- A Christmas Tale
- A Commercial Insurance Claim Victory in the Caribbean
- A Few Thoughts for Fire Prevention Week
- A Recap of the 20th Windstorm Insurance Network Conference
- A Simple Fire Claim? …Not!
- A Tradition of Giving
- ABC Action News Explains Florida’s Property Insurance Disaster
- Additional Living Expenses Explained for Hurricane Michael Storm Damage Policyholders
- Additional Living Expenses Explained for Hurricane Sally Storm Damage Policyholders
- Additional Living Expenses Explained for Panhandle Flood Victims
- Additional Living Expenses Explained for Policyholders Displaced by Hurricane Irma Storm Damage
- Additional Living Expenses Explained for Policyholders with Storm Damage from Hermine
- Additional Living Expenses Explained for Tampa Flood Homeowners
- Additional Living Expenses Explained for Those Impacted by Hurricane Milton
- Adjuster Education – Turtle Glass Building Codes and the Impact on Beachfront Property Owners and Carriers
- Adjuster Education – Winning, that’s what it’s all about. Right?
- Adjuster Education – Reinsurance and Assessment Explained
- Adjusting Expectations for Hurricane Michael Insurance Claims
- Advice for Condominium Associations Handling Hurricane Sally Insurance Claims
- After the Nashville Tornado – Additional Living Expenses Explained
- All Risk Insurance Coverage for Space Debris – Ask Your Agent or Broker About This
- Another Hurdle When Filing an Insurance Claim – The Civil Remedy Notice
- AOB (Assignment of Benefits) abuse, is it over? Best read the new law to find out.
- AOB SOB
- Are Hurricanes Irma and Maria the New Normal?
- Are October Hurricanes becoming the Norm? Hurricane Gonzalo Update & Business Interruption Insurance Primer
- As Hurricane Helene Approaches Important Things You Can Do To Protect Your Claim
- Assignment of Benefits in Florida – The Beat Goes On
- Association Boards – Update Your Knowledge Related to Property Insurance Claim Regulations
- Association Pre-Loss Planning: Your Key to Faster Claim Settlement Checks
- Attention to Detail by Public Adjuster Produces Additional $24,000 Claim Settlement for Pittsburgh Area Homeowner
- Avoid a Fire Insurance Claim this Holiday Season
- Bahama Relief Efforts Underway – Donations Needed
- Be Safe After Hurricane Helene: Insurance Claim Advice and Tips for Navigating Property Damage Losses
- Beware How Rising Construction Costs Due to Hurricane Damage Impact Your Insurance Claim Settlement
- Beware of Free Roof Offers from Contractors
- Beware of Hurricane Sally Condominium Association Insurance Claims Turning Sour
- Beware Rising Construction Costs Due to Panhandle Flooding
- Beware Rising Tornado Construction Costs
- Beware Roof Collapse, Ice Dams and Frozen Pipe Burst from Winter’s Deep-Freeze and a Tip from the Red Cross
- Big Money Losses and the 50% Rule. Law & Ordinance Explained
- Broken Water Pipes from the Big Freeze “Polar Vortex” What a National Mess!
- Call for Case Studies – Windstorm Umpire Recertification
- Cape Coral Still Feeling Impact of Tornados
- Champlain Towers Collapse – A Public Adjuster’s View
- Chattanooga tornado victims are entitled to Additional Living Expenses from their insurer
- Check the details before accepting your Hurricane Irma claim settlement check
- Check the Details Before You Accept a Panhandle Claim Settlement Offer
- Choosing the Right Public Adjuster Can Make a Difference in Your Claim Settlement
- Citizens continues to put $$ into defense lawyers coffers while losing $12.7 million sinkhole verdict
- Citizens Insurance and the Decision the State is Making for You to Go With the “New” Takeout Insurance Companies – A Public Adjuster’s Perspective
- Citizens Insurance putting limits on water losses
- Claim Adjuster Shortage and Inexperienced Insurance Adjusters Will Cause Major Problems for Hurricane Irma Policyholders
- Claim Adjuster Shortage and Inexperienced Insurance Adjusters Will Create Claim Bottlenecks for Hurricane Florence Policyholders
- Cold weather brings another round of snow and ice related insurance claims to the Northeast
- Common Insurance Claim Questions Winter Storm Policyholders Will Ask
- Condominium Association Challenge of Handling Hurricane Michael Insurance Claims
- Condominium Association Insurance Claims Can Turn Sour
- Condominium Pipe Leak Damages Lower Units. It’s more complicated than you think
- Congratulations to all the electoral candidates
- Connecting the dots on what might have happened to property insurance appraisal and those acting as appraisers in Florida
- Coronavirus (COVID-19) – Will You Have a Business Interruption Insurance Claim?
- Couple has Advice for Those Who Have Even the Simplest Insurance Claim
- Covid Business Interruption Claims – The Saga Continues
- Cyber Salute to Deceased Independent Adjuster Friend
- Dealing with Flood Insurance Claims After Eta
- Dealing with Low Insurance Claim Settlement Offers for your Hurricane Irma Claims
- Dealing with Mold Damage Insurance Claims after Hurricane Michael
- Dealing with Mold Insurance Claims after Hurricane Irma
- Debby Aftermath: Public Adjusters Hear Alarming Reports, Critical Needs, and Insurance Coverage Concerns
- Deep Freeze Will Create Frozen Pipe Leaks and Water Damage Insurance Claims
- Does your insurance policy cover losses from a power outage due to Hurricane Helene?
- Don’t Let Your Panhandle Flood Damage Insurance Claim Turn into an Insurance Claim Nightmare
- Earth Movement, Foundation Damage Caused by Panhandle Flooding, Is it Covered?
- Electrical fires in the aftermath of Hurricane Sally are still a threat
- Enhanced conditions for electrical fires in the aftermath of Hurricane Michael
- Eta Insurance Claims – A Public Adjuster Shares Some Commonsense Advice
- Ever Wonder What Happened to Your Hurricane Matthew Insurance Claim When the Adjuster Left?
- Ever Wonder What Happens to Your Insurance Claim Once the Adjuster Leaves?
- Ever Wonder What Happens to Your Panhandle Claim Once the Adjuster Leaves?
- Expert Insights: Public Adjuster Reveals Key Flood Claim Strategies & Hurricane Idalia Updates for Policyholders
- FEMA 50% Rule: Rising Above Challenges and Learning from the Past—What’s the Real Story?
- FEMA Flood Extension Gives Testament to the Complexity of Proof of Loss Filing
- Filing a Property Insurance Claim – From Confusion to Clarity
- Fire Claim Settled for 200% Above Initial Insurance Company Offer
- Fire Insurance Claims and Contents Inventory – Be Prepared
- Five Reasons to Hire a Public Adjuster for Your Hurricane Harvey Property Insurance Claim
- Five Reasons to Hire a Public Adjuster for Your Hurricane Matthew Property Insurance Claim
- Flawed FEMA Insurance Claim Reviews and how Public Adjusters can Help
- Flood Insurance Issues Persist for Sandy Victims
- Flood Insurance Premiums Crisis? For Some a Full Lift May be an Option!
- Flood Insurance: The Other Part of the Story Not Being Covered by the Media and Others
- Flood Legislation – Hope for Florida Property Insurance Policyholders
- Flood Maps & Flood Insurance Hit Homeowners in Unexpected Ways
- Floods, Water Losses and Money
- Florida Assignment of Benefits Controversy Continues – A Public Adjuster’s Perspective
- Florida Chief Financial Officer comments that Public Adjusters at fault for Hurricane Michael claim settlement delays. But not so fast.
- Florida Condominium Owner Insurance Claims and the Nightmare Claim Process that Often Follows
- Florida Condominium Owner Insurance Claims from Hurricane Irma and the Claim Problems that Often Follow
- Florida Insurance Deception: Déjà Vu for Policyholders? Buyer Beware
- Florida Insurance Market – Another Step Towards Stability after the Election
- Florida Legislators Must Be Mindful Fixing the Homeowners’ Insurance Crisis – Don’t Throw the Baby Out with the Bathwater
- Florida Panhandle Flood and Tornado Victims Need to Educate Themselves About Restoration Work
- Florida Panhandle Flood Victims without Flood Insurance Still Have Options
- Florida Property Insurance – Good News or Bad News – You Decide
- Florida Property Insurance Claims – Life is Like a Box of Chocolates, You Never Know What You’ll Get
- Florida Property Insurance Legislative Wrap 2015 – We made it through another year unscathed or did we?
- Florida Property Insurance Reform – Who is This Session For?
- Florida Public Adjuster Fee Caps………The Saga Continues
- Florida Public Adjuster Wins Policy Limits in Settling Builders Risk Claim for Multi-unit Fire – Delivers Quality Service and Peace of Mind
- Florida Public Insurance Adjuster Tips for Handling Your Hurricane Sally Flood Insurance Claim
- Florida State Regulators & Insurance Lobbyists Continue to put Florida Policyholders at Risk
- Florida Tornados and Windstorm Damage Claims – One or Two Events?
- Florida’s aging population and preparing for the next big natural disaster
- Florida’s One-Two Punch Looming: Milton and Post-Helene. What’s Next for Insurance Claims?
- Florida’s Property Insurance Policyholder – Still in Crisis
- Foundation Damage Caused by Hurricane Irma Flooding – Is it Covered?
- From Collaboration to Action: The Impact of the WIND 2025 Westward Expansion: ‘Alright, Alright, Alright!’
- Frozen Pipes, the Resulting Water Damage, and Now Snow–Is It Time to Call in the Cavalry?
- Gaps in Flood Insurance and a Claim for Basement Damage
- Gary A. Poliakoff Esq. – A Condominium & Homeowners Association Pioneer and Advocate
- Hail Insurance Claims Ramp Up with Spring Weather
- Have you received your Hurricane Sally LOWBALL claim settlement offer yet?
- Helping to Educate Policyholders in the Aftermath of Hurricane IDA
- Hiring a Tennessee Licensed Public Insurance Adjuster to Assist with your Tornado Claim
- Hiring Public Adjuster Reaps Additional $35,000 Insurance Claim Settlement
- Homeowners Hit by Helene Are In for an Insurance Claim Shock
- How Emergency Contractors Can Hijack Your Insurance Claim
- How Law & Ordinance Coverage Will Impact your Insurance Claim
- How Policyholders Can Benefit from Hiring a Public Adjuster for Their Hurricane Florence Property Insurance Claim
- How Policyholders Can Benefit from Hiring a Public Adjuster for Their Hurricane Sally Property Insurance Claim
- How the appraisal process may help you settle your Hurricane Michael damage claims
- How the insurance appraisal process might play a role in your Hurricane Sally claims settlement
- How to Deal with Hurricane Michael Low Insurance Claim Settlement Offers
- How to Deal with Hurricane Sally Low-Ball Insurance Claim Settlement Offers
- How to Deal with Low Ball Offers from Panhandle Insurance Claims
- Hurricane 2018 – Watch Out!
- Hurricane Disaster Planning 2017 – Suggestions from an insurance claim expert
- Hurricane Dorian and The Bahamas – The Time for Giving is Now
- Hurricane Dorian in the Bahamas – An unprecedented storm, logistical nightmare, and the long road to recovery
- Hurricane Dorian Insurance Claim Tips as it Sets its Sights on Florida
- Hurricane Dorian Should be a Wake-up Call to All
- Hurricane Florence Flood Victims Need to Understand the Nuances of Flood Insurance Claims
- Hurricane Florence Insurance Claims – Some Commonsense Advice from an Experienced Adjuster
- Hurricane Harvey Insurance Claims – Some Common Sense Advice from an Experienced Adjuster
- Hurricane Helene Recovery from a Public Adjuster’s Perspective
- Hurricane Henri Update and Claim Damage Links – Public Insurance Adjusters Standby to Help You Obtain a Fair Settlement for Your Property Damage
- Hurricane Hermine Insurance Claim Mistakes Tampa Bay Property Owners Should Avoid
- Hurricane Hermine Insurance Claims – Approach Your Storm Damage with Some Common Sense
- Hurricane Hermine Property Insurance Claim Tips Blog Garners Big Response
- Hurricane Ian Homeowners No Match for Unethical Claim Practices. Public Adjuster Attains 1,101% New Money Settlement Hours Before Hiring Attorney
- Hurricane Ian One Year Later: Policyholders Await Justice Amidst a Storm of Bureaucracy
- Hurricane Ian Policyholders Can Benefit from Lessons Learned after Superstorm Sandy
- Hurricane Ian Update From a Public Adjuster’s Perspective
- Hurricane Idalia Flood Claims – Now Comes Proof of Loss with NFIP Flood Policies
- Hurricane Idalia Power Outage Insurance Claims – What You Need to Know
- Hurricane Irma and enhanced conditions for electrical fires
- Hurricane Irma Insurance Claim Adjusting Practices Come Under Scrutiny
- Hurricane Irma Insurance Claim Mistakes Florida Property Owners Should Avoid
- Hurricane Irma Insurance Claim Settlement Checks – Watch what you sign
- Hurricane Irma Insurance Claims – Make Sure They Get on the Roof
- Hurricane Irma Roof Damage – Repair or Replace?
- Hurricane Irma’s Deductible Surprise & Other Insurance Policy Surprises Hurting the Policyholder
- Hurricane Laura – Time to Prepare
- Hurricane Matthew Flood Victims Need to Understand the Nuances of Flood Insurance Claims
- Hurricane Matthew Insurance Claims – Some Common Sense Advice from an Experienced Florida Adjuster
- Hurricane Matthew Policyholder Question – Out of town policyholder filing a claim for a vacation home
- Hurricane Matthew Roof Damage – Repair or Replace?
- Hurricane Michael Damage and the Building Moratorium
- Hurricane Michael Insurance Claim Settlement Checks – Check the Details and Watch What You Sign
- Hurricane Michael Insurance Claim Update – The Public Adjuster’s On-the-Ground Perspective
- Hurricane Michael Insurance Claims – A Public Adjuster Shares Some Commonsense Advice
- Hurricane Michael Policyholders Begin to Learn How Law & Ordinance Coverage Will Impact Their Insurance Claim
- Hurricane Michael’s Insurance Policyholder Deductible Surprise
- Hurricane Milton Insurance Claims – Make Sure They Get on the Roof
- Hurricane Nicole Will Complicate the Insurance Claim Environment
- Hurricane Sally Condominium Associations and Owners Face Insurance Claim Challenges
- Hurricane Sally Flood Victims Need to Understand the Nuances of Flood Insurance Claims
- Hurricane Sally Insurance Claim Questions? – We have the Answers!
- Hurricane Sally Insurance Claim Settlement Checks – Check the Details and Watch What You Sign
- Hurricane Sally Insurance Claim Update – The Public Adjuster’s On-the-Ground Perspective
- Hurricane Sally Insurance Claims – Make Sure They Get on the Roof
- Hurricane Sally Insurance Claims – Mistakes Property Owners Should Avoid
- Hurricane Sally Insurance Claims – Some Commonsense Advice from an Experienced Insurance Adjuster
- Hurricane Sally Mold Damage – Understand Your Insurance Claim Options
- Hurricane Sally Policyholders Begin to Learn How Law & Ordinance Coverage Will Impact Their Insurance Claim
- Hurricane Sally Roof Damage – Repair or Replace?
- Hurricane Sally Wind and Flood Claims – Will You be Covered for Both?
- Hurricane Season – Don’t let your guard down
- Hurricane Season 2016 – Increased Threat Forecast
- Hurricane Season 2025: Uncensored Tips for Florida Policyholders
- Hurricane Season and a Special Concern for Condominium Community Claims
- Ice Dams Frozen Gutters – Their Baaaack!
- If a Car Crashes into Your Property, Call a Public Insurance Adjuster
- In the Trenches, Covid 19 – An Adjuster’s Perspective on the Business Interruption Debate
- In the Wake of Hurricane Ian, Florida’s Public Servants Need to be Claim Smart and Shift Focus to Florida Policyholders
- Insurance Appraisals and Lawyers – A Little History Lesson
- Insurance Carriers Create Policyholder Recovery Issues with Poor Claims Practices
- Insurance Claim Preferred Vendors – A Growing Insurance Company Tactic
- Insurance Claim Tips and Practical Advice to Maximize Your Nashville Tornado Damage Insurance Settlement
- Insurance Claim Tips as Hurricane Eta Approaches Tampa Bay
- Insurance Claim Tips as Hurricane Ian Races Towards the Florida Gulf Coast
- Insurance Claim Tips as Hurricane Irma Approaches Florida
- Insurance Claim Tips as Hurricane Matthew Approaches Florida – And Some Your Insurance Company May Not Want You to Know
- Insurance Claim Tips for Texans to Accelerate Their Pipe Freeze Claim Recovery
- Insurance Claim? Don’t be afraid to Ask
- Insurance Claims Adjuster July 4th Safety Tips
- Insurance Companies Using Preferred Contractors to Settle Claims Not in Policyholders Best Interest
- Insurance Nightmare Unfolding for Florida Homeowners
- Insurance property appraisers and umpires on agenda at Florida Legislature
- Internal Carrier Guidance… A Balanced Approach Forward or Another Gaping Hole in the Safety Net?
- Is Boat Dock Damage a Covered Insurance Claim from Hurricane Matthew?
- Is Hurricane Irma Boat Dock Damage a Covered Insurance Claim?
- Is Your Hurricane Matthew Mold Insurance Claim Covered?
- Lightning Damage and Your Property Insurance Claim
- Managed Repair and Its Forbearer Option to Repair
- Managed Repair Insurance Claim Programs – The Real Cost
- Managed Repair Property Insurance Claims – Our View
- Managed Repair Tips and Some Personal Observations from My Recent Trip to the Caribbean
- Massive Sinkhole in Florida…….Is it Time to Revisit the Law……Again!
- More Hurricane Helene Flood Claim Strategies from a Public Adjuster’s View
- More Insurance Claim Challenges for Hurricane Michael Condominium Owners
- More Surprises in Your Insurance Policy for your Hurricane Sally Claim
- Municipalities Also Feeling the Impact of Frozen Pipes
- Nashville Tornado Roof Damage? Make Sure They Get on the Roof
- Natural Disasters–The Road Home and the Path Forward on Property Insurance….and Hopefully a Little Help from Our Political Friends
- Numerous Hurricane Michael Claims Still Unsettled
- Oh Where Oh Where Is My Claims Adjuster?
- On the Ground for Hurricane Dorian Claims Recovery
- One Month In, Texas Property Owners Face Insurance Claim Delays and Excessive Scrutiny
- Open the Floodgates – FEMA Set to Reopen Superstorm Sandy Claims
- Orlando Public Adjuster Helps Homeowner Recover 106% of Initial Insurance Claim Settlement Offer
- Our 2014 Public Adjuster Wish List for the Property Insurance Market
- Our Most Popular Property Insurance Claim Posts of 2015
- Our Most Popular Property Insurance Claim Posts of the Year Part I
- Our Most Popular Property Insurance Claim Posts of the Year Part II
- Panhandle Flood Victims Need to Understand the Nuances of Flood Insurance
- Panhandle Flooding and the “S” word…Sewage Back-up Insurance Claims. Are you covered?
- Panhandle Property Owners – Beware of Mold – Is it Covered?
- Pittsburgh Apartment Owner Receives Low-Ball Repair Estimate for Fire Damage
- Pittsburgh Claim Adjuster’s Technology and Perseverance Wins the Day in Settling an Apartment Fire Insurance Claim
- Pittsburgh homeowner turns to Public Insurance Claim Adjuster after hail damage is denied
- Pittsburgh Public Adjuster Gives Back to Local Community
- Pittsburgh Tornado Insurance Claim Tips
- Policyholder Asks Public Adjuster to Take a Closer Look at Their Pittsburgh Water Damage Claim
- Policyholder Question – Can my property insurance company take back claim settlement?
- Policyholder Question – Can the Insurance Company Deny ALE if I have a Second Home?
- Policyholder Question – Flooded Condominium
- Policyholder Question – Applying Overhead & Profit in Property Insurance Claims
- Policyholder Question – Applying Overhead to Your Insurance Claim
- Policyholder Question – Being Underinsured can impact your Insurance Claim
- Policyholder Question – Can I Claim Loss of Use for an Apartment Rental Claim?
- Policyholder Question – Can we be reimbursed for doing our own insurance claim repairs?
- Policyholder Question – Challenging a Restoration Bill After a Fire
- Policyholder Question – How can I get the insurance company to expedite my claim?
- Policyholder Question – How does an insurer define physical loss to property?
- Policyholder Question – Is a Vacation Home Entitled to Additional Living Expenses (ALE)?
- Policyholder Question – Is Executor Entitled to Insurance Settlement from Hurricane Matthew?
- Policyholder Question – Public Adjuster Fee
- Policyholder Question – Recovery and Reconstruction from Hurricane Matthew Demolition
- Policyholder Question – Refusal to Pay Insurance Claim and Withholding Appraisal Award Check
- Policyholder Question – Should I be concerned about a contractor asking me to sign an Assignment of Benefits clause?
- Policyholder Question – Something is very stinky with this adjuster’s position on sewer back-up insurance claim
- Policyholder Question – Submitting Your Own Insurance Claim Repair Estimate
- Policyholder Question – Was My Overhead & Profit Calculated Properly for My Property Insurance Claim?
- Policyholder Question – What are my options when my insurer says I have cosmetic damage from hail?
- Policyholder Question – What do I do when the insurance company won’t honor the roof damage estimates they told me to get and only want to pay for a partial repair?
- Policyholder Question – Why is my insurance carrier claiming non-recoverable depreciation?
- Policyholder Question – Will the bank holding my mortgage release my insurance settlement?
- Policyholder Question about Earth Movement Foundation Damage Caused by Flood
- Policyholder Question about Mold in Apartment due to Air Conditioning
- Policyholder Question on Adjuster Causing Damage to Roof
- Policyholder Question on Ceiling Collapse Insurance Claim
- Policyholder Question on Changing Hurricane Deductible
- Policyholder Question on Fire Loss Payment for Essentials
- Policyholder Question on Flooded Basement Insurance Claim
- Policyholder Question on How to Get Mortgage Company to Release Funds from Property Insurance Claim
- Policyholder Question on Lightning Damage to Apartment Building Units
- Policyholder Question on Pipe Burst, Water Leak and Mold
- Policyholder Question on Property Vandalism & Theft
- Policyholder Question on Sewer Back-up Third Party Claim
- Policyholder Question: Additional Living Expense (ALE) Conflicts and Cash Out Offers
- Policyholder Question: Buying Flood Insurance and What You Need to Know
- Policyholder Question: Can I Refuse Cleaning and Inventory Services from my Insurer?
- Policyholder Question: Condominium Owner Asks About Roof Shingle Replacement Due to Hail
- Policyholder Question: Frozen Pipe Burst Claim Dispute – Is it Time to Hire a Public Adjuster?
- Policyholder Question: How long does an umpire have to make a decision?
- Policyholder Question: How Much Depreciation Should be Taken for a Driveway?
- Policyholder Question: Insurance Claim Repair Delays
- Policyholder Question: Public Adjuster clarifies property insurance claim coverage question for a shower pan leak
- Policyholder Question: Roof Replacement From Wind Damage Claim
- Policyholder Question: Shower Pan Leak Claim – Is it Covered?
- Policyholder Question: Water Damage Claim and the Restoration Company’s Cleanup Bill, Who Pays & How Do You Get It Paid?
- Policyholder Question: What should the Condo Board do?
- Policyholder Question: What’s Covered in a Pipe Leak Water Damage Claim?
- Policyholder Question: Who is responsible when your insurance company’s preferred contractor causes additional damage or botches the job?
- Policyholder Question: Who pays for insurance appraisal?
- Policyholders must beware of roofers and contractors acting as insurance adjusters
- Post Loss Obligations of the Policyholder – Condominium Boards Need to Communicate
- Practical Advice – State Building Code & Historical Building Code Status for Tornado Stricken Nashville
- Practical Advice from a Public Adjuster to Avoid Tampa Bay Tornado Insurance Claim Mistakes
- Prepare Now for 2024 Storm Insurance Claims
- Proof of Loss Property Insurance Claim Requirements in Florida
- Property Insurance Appraisal in Florida–Has the worm turned?
- Property insurance claim denied? Using the insurance company’s expert may lead to a reversal
- Property Insurance Claim Question: Law & Ordinance Coverage
- Property Insurance Claim Settlements – The Devil is in the Details
- Public Adjuster Frank Fortson Helps Family Deal with Fire Loss Claim Denial
- Public Adjuster Gives Back to Local Community
- Public Adjuster Helps Family Win 3 Year Battle with Citizens On Fire Claim
- Public Adjuster Interview – Some Insurance Claim Tips for Hurricane Michael Policyholders
- Public Adjuster Interview – What to Know About Property Insurance Claims
- Public Adjuster Interview – What you should Know About Your Flood Insurance Claim
- Public Adjuster Interview – Preparing Your Hurricane Florence Insurance Claim
- Public Adjuster Negotiates a $3 Million+ Settlement for Country Club Resort Insurance Claim After Insurer Offers $0.00
- Public Adjuster Offers Further Comments on Florida Sinkhole Insurance
- Public Adjuster Offers Hurricane Michael Insurance Claim Tips
- Public Adjuster Offers Insurance Claim Advice to West Virginia Flood Victims
- Public Adjuster Restores Order after Tierra Verde House Fire Turns into a Property Claim Nightmare
- Public Adjuster Rick Tutwiler Talks With CFO and Chief of Insurance Assistance Division of Consumer Services Following Hurricane Helene
- Public Adjuster Sponsors WFLA Surviving the Storm with Insurance Claim Tips
- Public Adjuster Tips For Handling Your Hurricane Helene Insurance Claim
- Public Adjuster Tips for Handling Your Hurricane Ian Flood Insurance Claim
- Public Adjuster Tips for Handling Your Hurricane Idalia Flood Insurance Claim
- Public Adjuster Tips for Navigating Your Hurricane Helene Flood Insurance Claim
- Public Adjuster Tips to Protect Your Hurricane Debby Insurance Claim
- Public Adjuster Tips to Protect Your Hurricane Idalia Flood Insurance Claim
- Public Adjuster Uses Good Property Insurance Adjusting Practices to Win a Fair Claim Settlement for Condominium Owners
- Public Adjuster, Rick Tutwiler, receives the 7th Annual WIND Presidential Recognition Award
- Public Adjuster’s Coordinated Efforts Increase Commercial Fire Insurance Claim Settlement by 650%
- Public Adjusters – The Policyholder’s Champion
- Public Adjusters are an important piece in solving the insurance claim puzzle
- Public Adjusters are Part of the Solution to Hurricane Ian Recovery
- Public Adjusters Give Back to the Community
- Public Insurance Adjuster Tips for Handling Your Hurricane Florence Flood Insurance Claim
- Public Insurance Adjusters Helping to Educate Policyholders prior to Hurricane Season
- Recap – Windstorm Insurance Network Conference 2017
- Record snow in Boston may also create a property insurance claims record
- Reflections from the 2018 Windstorm Insurance Network Inc. Conference
- Remembering Superstorm Sandy and its Impact on the 2013 Hurricane Season
- Replacing your roof after Irma? Think Metal
- Reviewing the Insurance Policy for Sarasota, Florida Policyholder Results in a Favorable Claim Settlement
- Sandy Flood Claims Denied – Public Adjuster Wins Reversal 2 Years Later
- Sarasota Condo Board Experiences Runaround Before Public Adjuster Helps Negotiate Fair Settlement
- Seek out Professional Advice to Protect Your Nashville Tornado Insurance Damage Claim Settlement Recovery
- Severe Flood and Wind Damage Claims Pose Equal Threat to Bigger Hurricane Events
- Shrinking Citizens is a Double Edged Sword
- Sinkhole Insurance and Repair Advice from Our Expert
- Sinkholes, Property Insurance, the Option to Repair and Assignments of Insurance Benefits….Watch out!
- Snow Removal on Roofs – Be Careful Who You Hire and How it Impacts Your Claim
- South Carolina Flooding – Causation will become a key issue for insurance claims
- South Carolina Flooding – Now Come the Insurance Claim Challenges
- South Carolina Flooding – Policyholder Questions Part I
- South Carolina Flooding – Policyholder Questions Part II
- South Carolina Flooding – Policyholder Questions Part III
- Statistics Show Fires Peak during Holiday Season
- Support United Policyholders
- Surplus Lines Insurance Claims – Your Coverage May be an Illusion
- Surviving Hurricane Sally Insurance Claims
- Take steps to protect your property from Hurricane Florence and a potential insurance claim
- Tampa Bay Residents Wait on FEMA
- Tampa Flood Homeowners Should Beware of Mold – Is it Covered?
- Tampa Flood Victims Need to Educate Themselves About Water Restoration Work – Be Careful What you Sign!
- Tampa Flood Victims Need to Understand the Nuances of Flood Insurance
- Tampa public adjuster weighs-in on property insurance special session
- Tell Them You are Going to Hire a Public Adjuster
- Ten Insurance Claim Mistakes Tampa Bay Flood Victims Should Avoid
- Ten Mistakes Florida Panhandle Flooding Victims Should Avoid with their Insurance Claim
- The 17th Annual Windstorm Insurance Network Inc., Orlando, Florida
- The 2014 Florida Legislative Session and the Insured Property Owners Bill of Rights Legislation
- The 2021 Florida Legislature Deja Vu, Insurance Reform Proposal- House Bill 305
- The Art & Science of Hurricane Irma Repair Estimates
- The Art & Science of Hurricane Sally Repair Estimates
- The Benefits of Pre-Loss Property Insurance Claim Preparation and Disaster Planning
- The Big Freeze Broken Pipes and Snow… the Way It Was
- The Case of the Claim for the Exploding Corpse
- The Changing World of the Property Claims Appraisal Process – Florida Reform is Needed
- The Client Advocate – What you think you are buying could cost you time and money
- The Clock is Ticking: Hurricane Ian Claims Deadline Approaching
- The Coming Hurricane Winds of Skyrocketing Flood Insurance Premiums
- The Complications of Florida Condominium Hurricane Milton Insurance Claims
- The Continuing Saga of Florida Sinkhole Claims
- The DFS and Public Adjuster Apprentices – Whose Advice can you Trust?
- The Dreaded “S” Word – Sewage Backup Insurance Claims
- The end of hurricane season 2014 – Why to never let your guard down
- The Flood Insurance Reform Debacle, Biggert- Waters 2012 is the Talk of the Town
- The Florida Insurance Crisis and Hurricane Ian – This isn’t Getting Better
- The Florida Legislature Debates Umpires and Appraisers…This is Not Baseball Spring Training
- The Frozen Mess in Texas and What it Will Mean for Insurance Claims
- The Hurricane Dorian Dilemma
- The Independent and Impartial Appraisal: Can the appraiser discuss their opinions and findings of the loss with their policyholder client before the appraisal panel begins their deliberation?
- The initial insurance claim inspection process and what happens to your Hurricane Irma claim once the adjuster leaves
- The Last House Standing – Property Insurance System Needs to Change
- The Liability of Fixing Sinkholes
- The New Federal Emergency Management Agency (FEMA)
- The One-Two Punch of Hurricanes Helene and Milton Are policyholders on the ropes — or finally seeing light at the end of the tunnel?
- The Perfect Storm Coming to Florida….Or Is It?….. and It’s Not a Hurricane!
- The Policyholder Strikes Back After Poor Winter Storm Insurance Claim Practices
- The Property Insurance Claims Game – The Storm After the Storm Continues
- The Property Insurance Claims Games Continue for Hurricane Michael Policyholders
- The Trouble with Insurance Company Managed Repair Claims Programs
- The Undeniable Value of Hiring a Licensed Professional Public Insurance Adjuster for Commercial Claims
- The Unlicensed Practice of Public Adjusting – A Restoration Contractor Responds
- The Unlicensed Practice of Public Adjusting, the Insurance Claims Keep Rolling In
- The Wall Street Journal Claims Legal Abuse by Florida’s Trial Bar Related to Insurance Claim Water Losses Contributes to Increased Property Insurance Rates
- Three more months of bad weather predicted for Florida – Tornados and additional claims could follow
- Tips for Handling Your Hurricane Harvey Flood Claim from Public Insurance Adjusters
- Tis the Season
- Tis the Season for Giving
- Tropical Storm Elsa Preparation Pre and Post Storm Insurance Claim Tips
- Tropical Strom Erika – Pay close attention to the experts and prepare
- Troubled Waters – Water Insurance Claims Under Attack
- Tutwiler & Associates Public Adjuster’s Client Featured in Fire Claim News Story
- Tutwiler Public Adjusters Assists Condominium Board Facing Absent Insurer, Contractor Liens, and Deductible Miscalculations Recover $2.37 Million Property Insurance Claim Settlement – Avoids Litigation
- Tutwiler Receives Readers Choice Award from FLCAJ
- Tutwiler represents major retailers after Westshore fire and smoke damage
- Understanding Depreciation Estimates for Your Property Insurance Claim
- Understanding EML and PML: The Dilemma Facing Policyholders in Property Insurance
- Understanding Your Property Insurance Coverage When you Have a Claim – A Simple Review Tool
- Unlicensed Practice of Public Adjusting Post Draws Valuable Insights and Comments from Readers
- Update – Nashville & Chattanooga Tornado Insurance Claims
- Upholding Claims Handling Practices to the Highest Standards is a Key to Solving Florida’s Insurance Crisis – Will the Florida Legislature Take Action?
- Using a Public Adjuster Can Help You Get a Fair Claim Settlement
- Water Damage Claims and the First 13 Days Court Decision
- Water Damage Insurance Claims – Do You Think You’re Fully Covered?
- Water Damage Insurance Claims Pendulum Swinging the Wrong Way for Florida Policyholders
- Water Losses and Your Home Insurance…. Are You “Really” Covered?
- What do you do when an insurance company exercises their right to repair?
- What happens to your Hurricane Florence claim once the adjuster leaves
- What happens to your Hurricane Milton claim once the adjuster leaves?
- What happens to your Hurricane Sally insurance claim once the adjuster leaves
- What Happens When The Insurance Company Can’t Pay Your Property Claim?
- What to do if Hurricane Ian damages your home
- What you don’t know, you don’t know! Lessons learned from the 2015 Windstorm Insurance Network Conference
- When Conflicts Occur Due to Confidential Insurance Claim Settlements
- Where’s the due diligence from financial institutions when it comes to property losses on residential and rental investments?
- Why Policyholders Can Benefit from Hiring a Public Adjuster for Their Hurricane Irma Property Insurance Claim
- Will Christmas be merry or will old man Scrooge ruin the season of giving for policyholders?
- Will Hurricane Michael Insurance Claim Repair Estimates Cover Your Losses?
- Will Hurricane Sally Insurance Claim Repair Estimates Cover Your Losses?
- Will You Be Covered for Your Hurricane Florence Flooding?
- Will Your Hurricane Irma Insurance Claim Offer be Sufficient to Cover Repair Estimates?
- Will Your Hurricane Matthew Insurance Claim Offer be Sufficient to Cover Repair Estimates?
- Wind vs. Wave Action Class at Windstorm Insurance Conference
- Windstorm Conference 2018
- Windstorm Forecasting – National Hurricane Center predictions with Tropical Storm Erika drawing criticism
- Windstorm Insurance Conference 2016 – Overview of a Very Successful Event
- Windstorm Insurance Network 2022 Conference Recap
- Windstorm Insurance Network Contributes to Hurricane Michael Relief
- Winter Claims Already Impacting Construction Prices and Contractor Repair Availability
- Winter Has Arrived – Deep Freeze and Broken Pipe Bursts Will Reach into the Deep South
- Winter Storm Claim Activities Confirms Study that Shows a 50% Chance Your Property Insurance Company Will Fight You
- Winter Storm Claim Adjusting Practices Leave Much to Be Desired
- Winter Storm Claims – Getting a Fair Settlement is Up to You
- Winter Storm Juno and the Insurance Claims to Come
- Winter Storm Juno is Over – Get Ready for the Insurance Claims
- Winter’s Impact on Roof Insurance Claims
- With the Passing of Hurricane Florence, Now Comes the Hard Part
- Would you like a little mold with that insurance claim?
Blog Categories
Browse posts by topic
- Commentary 85 posts
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- Legislative Issues 89 posts
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- Uncategorized 40 posts
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Resources & Articles
Guides, whitepapers & more
- A Letter Calling For A VETO of the Insurance Bill
- A Sarasota Herald-Tribune Investigation
- Actual Cash Value: What is it? How do you arrive at it?
- Adjuster Safety in Catastrophe Situations
- After the Storm: Issues You Will Face With Your Insurance Claim
- American Association of Public Insurance Adjusters (AAPIA) Champions the Consumer, Opposes Florida House/Senate Bills
- An Interview with Veteran Public Insurance Adjuster Dick Tutwiler
- Blazing New Trails
- Burned Out: Public Adjusters Assist Fire Victims ‐ for a Fee
- Businesses Seek Insurance Advice as RNC Nears
- Claims are Still Not Resolved, the Lessons of Hurricane “Andrew”
- Cutting Your Losses When Fire Strikes
- Diminution of Value Ruling a Big Deal for Georgia Policyholders
- Do You Need Your Own Claims Adjuster?
- Don’t be in the Dark About Hurricane Deductibles
- Eight Tips for Making the Claim Process Easier
- Florida Condominiums – Catastrophic Adjusting Made Complicated by Ever-changing Rules
- Florida Property Insurance Reform – Update
- Florida’s Property Insurance Market 2011
- How a public adjuster can help you settle your home damage claim through appraisal
- How Fanciful Are Right Words & How Damaging Are Wrong Words
- Hurricane Payoffs Languish In Doldrums
- Hurricane Season 2013 – Situational Awareness
- Insurance Customers – Tips From Insurance Adjusters Before A Disaster
- Insurers Grumble Over States Moldy Homes
- Knowing Coverage and Policy Language
- Law & Ordinance Coverage – Illusionary?
- Law and Ordinance Coverage Illusionary?
- Lessons Learned: Seven Things All Homeowners Should Know About Their Homeowners Insurance Policies
- Let’s End The Game of Condo Loss Adjusting
- Life Health & Safety Issues for Field Adjusters
- Notes From the WIND President Dick Tutwiler
- Personal Responsibility And Your Future Financial Security Notwithstanding Insurance
- Pre-existing Damage Abused or Justly Enforced?
- Preparing for Disaster Speeding Up the Loss Adjustment Process for Condos
- Property Insurance And The Real Estate Meltdown
- Public Adjuster Dick Tutwiler – Profiles In Prominence
- Public Adjuster Dick Tutwiler Contributes to Reuters Story About Superstorm Sandy Insurance Claims
- Public Adjuster Dick Tutwiler is Interviewed About Hurricane Isaac Insurance Flood Claims
- Public Adjuster Safety in The Field
- Public Adjuster Talks Property Insurance Special Session
- Public Adjuster Voices Concerns on Florida Property Insurance Reform
- Public Insurance Adjuster Offers Tips for Flood Victims
- Public Insurance Adjusters An Alternative to Helping Policyholders Win Claims
- Self Insurance Trust Schemes
- Surplus Lines Presentation
- Tampa Businesses Must Prepare Themselves for a Different Kind of Storm That Will Come with The Republican National Convention
- Ten Mistakes to Avoid With Your Tropical Storm Debby Insurance Claim
- The Days After Disaster
- The Impact of Storms on the Florida Property Insurance Market 1990-2010
- Using A Public Adjuster For Your Insurance Claim?
- Valuing Mold Claims
- When Insurance Won’t Pay
- When the Lender Buys Your Home Insurance, a Call Is in Order
- Why Hire A Public Adjuster?
- Why Public Adjusters Are Not Ememies of Independent Agents
Success Stories
Client case studies
- “The Rainbow House”
- $50 Million Insurance Claim Recovery for Mississippi Furniture Manufacturing Plant after Multiple Fires
- 38 Building Townhome and Villas
- Alps Corporation
- Another Sinkhole Denial – Another Policy Limits Settlement
- Apartment Complex Fire
- Arena De Madeira Condominium Association
- Arrowhead Partnership
- Assisted Living Community
- Astonishing Sinkhole Settlement – Claims Adjuster Keith Grams Obtains 622% More for Tampa Family’s Sinkhole Insurance Claim
- Attention to Detail by Public Adjuster Produces Additional $24,000 Claim Settlement for Pittsburgh Area Homeowner
- Attorney turns to Tutwiler for hotel client hurricane recovery
- Auto dealer recoups $437,000 for hurricane insurance claim after initial offer of $35,000
- Avista Hotels
- Bayfront Tower Condominium
- Beachfront Residence
- Beachfront Vacation Properties
- Belle Mer Condominium Association
- Benzer Gift Shops
- Berkley Square Condominium Association
- Best Western Hotel Fire
- Bisk Education
- Bon Aire Motel
- Business Owner in Ft. Myers Entrusts Multiple Properties to Insurance Adjuster Nick Chase
- Captain Oliver’s Resort & Marina
- Car Catches Fire In Apartment Garage
- Cedar Woods Condominium Association
- Charlotte County Art Guild
- Charter School Collects Huge For Both Wind & Flood Damage
- Church of God Washington Park – Windstorm Loss
- Cigar City Properties
- Claims Adjuster Michael Platts Wraps-up Tampa Mini-mart Fire Loss for Full Policy Limits
- Claims Adjuster Mike Stabile Negotiates 429% Insurance Claim Settlement Increase on Hurricane Matthew Claim
- Clearbrooke Town Homes
- Colony Hotel Recovers from Hurricane Damage
- Comfort Inn
- Commercial Building
- Commercial Fire Claim, Leesburg, FL
- Commercial Office Building
- Commercial Property Tornado Damage, Leesburg Florida
- Condo Fire Client Benefits When Everyone is Allowed to Play Their Proper Role
- Condo Unit Fire
- Condominium Association Struck By Two Hurricanes
- Condominium Insurance Claim for Hidden Decay
- Condominium Water Damage
- Condominium Water Damage
- Costa Del Sol
- Crystal Lake 4100 Condominium Association
- Custom Home Lightning Damage
- D-Coy Clothing
- Delco Oil Company Warehouse
- Desk & Chair Warehouse
- Doctor’s Office
- Downtown Tampa Fire Damage
- East Coast Condo Association
- East Hampton New York Mansion
- Electrical Fire Loss
- Executive Home
- Executive Home – Davie, FL
- Family Vacation Home
- Flood Claims Denied…Tutwiler & Associates Public Adjusters Fought for Reversal & Won!
- Florida Public Adjuster Brings Commercial Building Collapse Insurance Claim to an Equitable Settlement
- Florida Public Adjuster Wins Policy Limits in Settling Builders Risk Claim for Multi-unit Fire – Delivers Quality Service and Peace of Mind
- Frangista Beach Inn
- From $8K to $96K for Hurricane Ian Policyholder
- Frontier Steakhouse
- Ft. Myers Beach Villa
- Gardens of Forest Lakes Condominium Association
- Glen Eagles Green Condominiums
- Good Preparation Helps Apartment Recover Insurance Claim for Fire, Water, Smoke Damage & Business Interruption
- Goodman Residence
- Grams Increases Sinkhole Settlement by 37 Percent
- Grams Negotiates a 133% Increase in Tampa Family’s Sinkhole Insurance Claim
- Gulf Breeze Home
- Gulf Gate Condominium Association
- Gulf Mariner Condominium Association
- Gulf Shores Condominium Association
- Hampton Inn
- Hidden Dunes Condominium Association
- Highland Beach Luxury Home – How to Get From No Offer to $1 Million After Hurricane Irma Loss
- Hilton Garden Inn
- Hiring Public Adjuster Reaps Additional $35,000 Insurance Claim Settlement
- Historic Seaport Estate
- Holiday Inn
- Holiday Inn Express
- Holiday Inn Express
- Hotel Maison Pierre Lafitte
- House Fire, Cleveland Ohio
- Houston Residence
- Hurricane Damages Duplex Community
- Hurricane Ian Homeowners No Match for Unethical Claim Practices. Public Adjuster Attains 1,101% New Money Settlement Hours Before Hiring Attorney
- Hurricane Irma Orlando Home From No Offer to $750,000 Recovered
- Hurricane Ivan – Appraisal Assignment
- Hurricane Michael Mexico Beach Residential Claim – 6X Claim Settlement
- Inadequate Water Damage Insurance Payment Corrected by Orlando Public Adjuster Ryan Kinney
- Instant Whip Dairy Products Corporation
- Insurance company delay tactics serve Pittsburgh restaurant owners a plate of claim problems after fire destroys their property
- Insurance Company Offers $0 for Hurricane Irma Damage to Luxury Palm Beach Property. Final Settlement: $2 Million +
- Insurance Settlement for Upscale Highland Beach Property $4.9 Million Recovered
- Internationally Acclaimed Artist Private Residence
- Island Plaza, Marco Island – Hurricane Damage
- Island Restaurant
- Italian Mansion
- Jungle Prada
- Keith Grams Helps to Obtain $27K For Water Damage in Contractor Negligence Claim
- Key Biscayne Condominium Association
- Key Plaza Shopping Center
- Key West Fire – Duval Street
- Key West Mansion, Shark Key
- Key West Southermost House
- King’s Park Garden Apartments
- Kings Point Hurricane Damage – Seville Condominium Association, DelRay Beach, FL
- Knights Inn Motel
- Lake Forest Townhomes
- Lake Walden International Pre-School
- Lakes Edge Condominium Association
- Large Commercial Shopping Center Needs Claims Push by Public Adjuster to Resolve Loss
- Law Office Hyde Park
- Leisure Gardens Condominium Association
- Lido Beach Flood Damaged Home Restored with Help of Public Adjuster
- Liner Source, Inc.
- Long Bayou Condominium Community
- Luxury Condominiums
- Marco Island Residence
- Marina Cove
- Marina Cove at Harbor Village
- Meat Packing Company
- Naples Florida Public Adjuster Rick Tutwiler Collects $519,962 on Water Damage Claim
- National Franchise Hotel
- New York City Garment District Design & Manufacturer
- North Bay Village Community
- North Captiva Island
- Oceania Condominium Association
- Orlando Museum of Art
- Out of Control Vehicle Crashes into Medical Building, Creates Havoc to Doctor’s Practice
- Palm Gardens Condo Association turns to Public Adjuster and achieves a $4.7 million award
- Palm Greens II Condominiums
- Paradise Shores Apartments
- Park Place Apartments
- Park Place Apartments Fire Loss
- Patient Homeowner Gets Substantial Settlement by Choosing the Right Public Adjuster after Largo, FL Fire Loss
- Pensacola Apartment Owner Turns to Tutwiler Public Adjusters Resulting in a $500K Settlement
- Pensacola Custom Home
- Pirates Bay Condominium Association
- Pittsburgh Apartment Owner Receives Low-Ball Repair Estimate For Fire Damage
- Pittsburgh Claim Adjuster’s Technology and Perseverance Wins the Day in Settling an Apartment Fire Insurance Claim
- Pittsburgh Claims Adjuster Persists Until Insurance Company Does the Proper Thing to Reimburse for Apartment Wall Collapse Claim
- Pittsburgh homeowner turns to Public Insurance Claim Adjuster after hail damage is denied
- Pittsburgh House Fire Claim Settlement – Lesson Learned – Read Your Policy!
- Pittsburgh Public Adjuster Attention to Detail Prevents Fire Claim Delay for Homeowner
- Pittsburgh Public Adjuster garners an additional $35,000 to repair water leak damaged home
- Policyholder Asks Public Adjuster to Take a Closer Look at Their Pittsburgh Water Damage Claim
- Policyholder Receives Fair Settlement for Plumbing Leak
- Port Richey Sinkhole
- Port Royal Naples Mansion Fire
- Portofino Gardens
- Power Surge Creates Business Interrruption Claim Mess
- Professional Office Complex
- Proper Adjuster Inspection Yields Fair Settlement for Sandy Damage to Waterfront Estate
- Property Owner Gets Fair Settlement for Commercial Water Loss
- Public Adjuster Assists Condominium Board Negotiate Fire Claim and Assignment of Benefits Issue
- Public Adjuster Called in to Settle Commercial Fire Loss in St. Thomas – U.S. Virgin Islands
- Public Adjuster Familiarity with Tampa Apartment Complex and Policy Results in Multiple Claim Settlements
- Public Adjuster Fixes Botched Commercial Nightclub Fire Insurance Claim in Ybor City, Tampa and Recovers $1.2 Million for Client
- Public Adjuster Helps Expedite Repairs to Flood Damage Caused by Sandy to Save the Holidays for Babylon, NY Family Estate
- Public Adjuster Helps Hampton, New York Homeowner Win Battle On Ice Dam & Winter Storm Damage Insurance Claim Dispute
- Public Adjuster Helps Sort Out Ybor Fire Claim
- Public Adjuster Increases Siesta Key Residential Fire Claim by $606,000
- Public Adjuster Invokes Appraisal and Receives $80K for Rental Property Damage Claim
- Public Adjuster Keith Grams Attains 69% More for Nakomis Fire Insurance Claim!
- Public Adjuster Negotiates a $3 Million+ Settlement for Country Club Resort Insurance Claim After Insurer Offers $0.00
- Public Adjuster negotiates multi-million dollar settlement for St. Thomas Condo Association
- Public Adjuster Negotiates Tenfold Higher Settlement for Swiss Family’s Upscale Miami Condominium Penthouse Property
- Public Adjuster Nick Chase Gets Restaurant German Deli Up and Running After Largo Fire Loss
- Public Adjuster Nick Chase Negotiates Timely Claim Settlement for Hurricane Ian Commercial Business Owner
- Public Adjuster Nick Chase Uses Mediation to the Benefit of His Orlando Homeowner Client
- Public Adjuster Recovers $310K after Initial Insurer Offer of $26K for Water Supply Break
- Public Adjuster Restores Order after Tierra Verde House Fire Turns into a Property Claim Nightmare
- Public Adjuster Retained by Defense Attorney
- Public Adjuster Secures Immediate Payment for Tampa Fire Claim
- Public Adjuster Secures Large Property Insurance Settlement for Hollywood Actress
- Public Adjuster Settles Fire Loss For Premier Tampa Jazz Club
- Public Adjuster Teams Up With Office Complex Risk Manager to Secure a Significant Settlement Owner
- Public Adjuster Tom Long Negotiates Double the Settlement Offer for Hurricane Ian Damaged Multi Family Rental Property
- Public Adjuster Uses Good Property Insurance Adjusting Practices to Win a Fair Claim Settlement for Condominium Owners
- Public Adjuster wins 630% insurance claim settlement increase for Key West hotel
- Public Adjuster Wins 7-Figure Settlement in North Carolina Orthopedics Building Arson Claim
- Public Adjuster’s Persistence Expedites Hurricane Damage Settlement for Condo Association
- Public Adjuster’s Coordinated Efforts Increase Commercial Fire Insurance Claim Settlement by 650%
- Public Adjusters Help Long Island Church Recover from Major Pipe Freeze & Water Damage in Hempstead, NY
- Quick Turn-around for Condo Association Tropical Storm Debby Flood Claim
- Ranch Estate Water Loss
- Residential Beachfront Property
- Residential Fire Claim, Punta Gorda, Florida
- Residential Fire Damage
- Residential Sinkhole Damage
- Residential Sinkhole Damage – Dunedin, Fl
- Residential Water Damage
- Residential Water Damage Claim, Oviedo Florida
- Residential Water Loss
- Restaurant Insurance Claim – The Tampa Club – Bank of America Building
- Roof Damage in Pasco County – The Lone Roof
- Roofing Company Liability Claim
- Safety Harbor Home II
- Safety Harbor Private Home
- Sand Cay Condominium Association
- Sandbar Townhome Condominium Association
- Sarah’s House
- Sarasota Condo Board of Directors Receive Runaround Before Public Adjuster Helps Facilitate a Substantial Settlement
- Schifino Lee
- Seacamp Research Facility
- Sheridan Woods Townehomes
- Simply Reading the Insurance Policy Results in a Favorable Claim Settlement for Sarasota, Florida Homeowners
- South Florida Realtor’s Executive Waterfront Home
- South Tampa Public Adjuster Helps Homeowner Recover After Fire
- Southern Shores Condominium Community
- Southern-Style Residential House Fire
- Spring Hill, FL Sinkhole Claim & the Perils of Managed Repair – Insurance Company Pays Out 100% Over Initial Offer Due to Their Insistence on Using Option to Repair
- St. Petersburg House Fire Insurance Claim Paid with Help of Public Adjuster
- St. Petersburg Public Adjuster Helps Family Battle Citizens On Fire Claim – Wins Case
- Stilt House Collapse
- Stuttgart Plane Crash
- Tampa House Fire Paid Policy Limit’s
- Tampa Public Adjuster Facilitates Win Win on Rental Home Fire Claim
- Tampa Public Adjuster Helps Save Christmas After Disastrous Fire Loss
- Tampa Public Adjuster Negotiates Policy For Christmas Eve House Fire
- Tampa Sinkhole Damage
- Tarpon Springs Sinkhole Damage
- The Enclave Condominium Complex
- The Fountainbleau Terrace Hotel & Resort
- The Harris House
- The Key West Beach Club Condominium Association
- The Undeniable Value of Hiring a Licensed Professional Public Insurance Adjuster for Commercial Claims
- Theft & Fire Insurance Claim, Orlando Florida
- Thorough Claims Documentation Helps Online Retailer Win Court Battle
- Thorough inspection yields successful Hurricane Matthew settlement
- Thorough Investigation Helps Commercial Tornado Victim Properly Repair Tenants Property
- Three Hurricanes No Match for Public Adjuster’s Persistence
- Tower Suite Penthouse
- Trident Properties
- Trident Properties – Boca Raton
- Tropical Storm Debby Causes Sewer Back-Up & Roof Damage in Luxury Home
- Turnberry Isle Condominium Association
- Tutwiler Helps Client Prove Plumbing Leak Caused Damage
- Tutwiler Helps Condo Developer Recover for Loss on Construction Delay Expense Claim
- Tutwiler Helps Sandalwood Club Settle a Collapse Hidden Decay Insurance Claim
- Tutwiler Public Adjuster Helps Margarita Villas Resort Get Fair Insurance Settlement Due to Super Storm Sandy Despite Access Challenges
- Tutwiler Public Adjusters Assists Condominium Board Facing Absent Insurer, Contractor Liens, and Deductible Miscalculations Recover $2.37 Million Property Insurance Claim Settlement – Avoids Litigation
- Tutwiler Public Adjusters Make the Best of the Worst in Texas Winter Freeze Damage with $3.5m Apartment Complex Settlement
- Tutwiler Recovers Hidden Decay Claim for Upscale Condo
- Tutwiler Recovers Hidden Decay Claim for Upscale Condo
- Tutwiler Turns Around Claim Denial for Condo Association
- Ultimar Condominium Association
- Upscale Condominium Water Loss
- Upscale Home Damaged By Water
- Upscale South Tampa Home Water Damage Claim
- Uptown Motel
- Vaidek, Inc. d/b/a Clarion Hotel
- Villas on the Gulf
- Vinnie’s Pizza & Restaurant Fire
- Water View Towers
- West Coast Apartment Complex
- Windemere Florida Public Adjuster Negotiates Fair Settlement to Water Damaged Custom Home
- Windward Pointe Condominium Community
- Wingate Inn
- Winter Home Condo Unit Damaged By Water
- World Famous Post “Castle” Fire
- World Renown Caribbean Utopia
- Wrongful Denial Reversed Helps Kismet Grocer Get Back to Business After Superstorm Sandy
Success Story Categories
Browse stories by type
- Apartment 19 posts
- Business/Professional Services 20 posts
- Commercial 62 posts
- Condominium, Condominium Association Property Insurance Claims 65 posts
- Education/Research 3 posts
- Historic Landmarks 8 posts
- Hotel/Motel - Resort 25 posts
- Industrial/Manufacturing 12 posts
- Not-for-Profit 5 posts
- Office Park / Commercial Real Estate 12 posts
- Residential, Homeowner Association Insurance Claims 95 posts
- Restaurant & Night Club 10 posts
- Retail 15 posts
News & Press
Media coverage & announcements
- A Public Adjuster’s Holiday Wish List For Super Storm Sandy Victim’s Insurance Claims
- BP Oil Spill Puts Gulf Coast Property Owners in Uncharted Territory for Hurricane Season, Says Florida Public Adjuster
- Charles R. “Dick” Tutwiler Inducted to Marshall University Business Hall of Fame
- Charles R. “Dick” Tutwiler Receives Industry Recognition Award
- Cold weather means more insurance claims, warns Florida public adjuster
- Disaster Planning for Upcoming Hurricane Season Can Help Avoid Unnecessary Claim Delays According to Public Adjuster
- Editorial – Are Public Adjusters Still Relevant? Two Noted Authorities Say Yes
- Father & Son Public Adjusters Among First to be Designated into Windstorm Network Fellows Program
- Florida Public Adjuster – Hurricane Alex Signals Strong Start to Storm Season
- Florida public adjuster calls for property owner diligence, research after gubernatorial election
- Florida public adjuster fears consumers will lose some protection benefits under Governor-elect Rick Scott
- Florida public adjuster helps homeowners learn when to make a sinkhole claim
- Florida public adjuster offers consumers 12 Days of Christmas wish list
- Florida public adjuster outlines important lessons learned from Hurricane Katrina on fifth anniversary
- Florida public adjuster reacts to insurance commissioner’s report on rising sinkhole claims
- Florida public adjuster recommends New Year’s resolutions for Legislature, insurance carriers
- Florida public adjuster responds to ‘Wall Street Journal’ sinkhole claim criticism
- Florida public adjuster stresses voter diligence, research for November elections
- Florida public adjuster: Awareness and environment at heart of sinkhole claims
- Florida public adjuster: Black eye coming to homeowners who carry water damage insurance
- Florida public adjuster: Gubernatorial candidates ignoring insurance concerns
- Florida public adjuster: House fire season, freezing weather officially here
- Florida Public Adjuster: Insurance Replacement Cost Coverage to be a Big Issue This Storm Season
- Florida public adjuster: Mutual Insurance Company sets dangerous precedent
- Florida public adjuster: No holiday break for property insurance claims
- Florida public adjuster: Not too late to prepare property for tropical storms
- Florida public adjuster: Property owners underestimate property insurance claims process
- Florida tornado victims offered practical advice to achieve a fair insurance claim settlement
- Forecasters say storm season to pick up soon; Florida public adjuster outlines preparation plan for property owners
- Hurricane Alex a Wake-up Call for Florida Condo Owners, Says Florida Public Adjuster
- Hurricane Isaac Flood Victims Need To Educate Themselves About Flood Restoration Work
- Local Public Adjuster Ryan Kinney to Head New Tutwiler Orlando Office
- Massive Tampa Sinkhole Latest Example of How Dangerous it is to Gamble with Sinkhole Insurance Coverage, Says Florida Public Adjuster
- Pubilc Adjuster Urges Hurricane Irene Flood Victims to Educate Themselves About Flood Restoration Work
- Public Adjuster Firm Reveals Its New Years 2014 Wish List for Property Insurance and Flood Insurance Reform
- Public Adjuster Launches Website & Blog to Aid Hurricane Irene Policyholders
- Public Adjuster Offers Insurance Claim Advice to West Virginia Flood Victims
- Public Adjuster Talks Property Insurance Special Session
- Public Adjuster Tutwiler & Associates Urges Policyholders to Avoid Claim Problems Before the Storm as 2013 Hurricane Season Begins
- Public Adjuster Tutwiler & Associates Urges Policyholders To Avoid These Mistakes With Their Hurricane Florence Insurance Claim
- Public Adjuster Tutwiler & Associates Urges Policyholders To Avoid These Mistakes With Their Hurricane Harvey Insurance Claim
- Public Adjuster Tutwiler Establishes Office and Publishes Blogs to Assist Hurricane Michael Policyholders with Insurance Claims
- Public Adjuster Tutwiler Launches Blog to Educate Superstorm Sandy Policyholders About Insurance Claim Issues
- Public Adjuster Urges Florida Panhandle Tornado & Flood Victims to Educate Themselves About Flood Restoration Work
- Public Adjuster Voices Concerns on Property Insurance Reform
- Public Insurance Adjuster Urges Tampa Businesses to Prepare for a Different Type of Storm as the RNC Approaches
- Recent Tornados Will Have Many Filing Insurance Claims
- Rick Tutwiler Honored with 7th Annual WIND Presidential Recognition Award
- Storm Season Alert: Florida Public Adjuster Says Property Owners Uninformed about Hurricane Deductibles, Could Cost Residents Thousands
- Ten Mistakes to Avoid With Your Superstorm Sandy Insurance Claim
- The Policyholder’s Champion in Tampa Bay
- Tutwiler & Associates Adds New Public Insurance Adjuster to Cover Florida Property Damage Claims
- Tutwiler Fire Claim Featured on TV – Public Adjuster Warns of Holiday Fire Hazards
Testimonial Categories
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Testimonials
What our clients say
- 3005 Inc. – Fire Loss
- All Women’s Health Center – Fire Loss
- American Institute of Architects
- Anne M – President, Boca Grande Club Condominium Phase I
- Apollo Beach – Cast Iron Pipe Water Damage
- Arena Board – “The Day Is Yours”
- Arlen House East
- Avista Hotels & Resorts
- Becker & Poliakoff, P.A.
- Bluefields Investments, Inc.
- Boca Raton Hurricane
- Bourgault Family
- Brom Fire
- Business Graphics, Inc.
- Calusa Club Village P.O.A. Inc.
- Clearwater Residential Fire Claim
- Commercial Fire Naples, FL
- Community Association Seminar
- Condominium Water Damage Claim – St. Pete
- Cooper Residence, Spring Hill, Fl Sinkhole Claim
- Country Club of Coral Gables
- Crown Income Properties of Florida
- Donovan Siesta Key Fire
- Doug Spurling, Insurer Claims Adjuster
- Emerald Coast Vacation Rentals & Sales
- Executive Home – Davie, Fl – Hurricane Wilma Damage
- Fire Extinguisher Service Co., Inc.
- First Free Will Baptist Church
- Ft. Myers Hurricane Ian Claim
- Ft. Myers Residential Water Claim
- Gale Appraisal
- Goulston Residence
- Hadden Accident
- Harbour Towne Condominium Association
- Hidden Dunes Community Association, Inc.
- Homeowner with Impending Appraisal
- Hot Ticket
- Hurricane Damage – Bahamas Hotel Resort
- Hurricane Ian Claim Recovery
- Hurricane Michael Claim
- Hurricane Michael Residential Claim
- Hurricane Michael Residential Claim
- Hurricane Michael Residential Claim
- Illgin Residence
- Indian Creek Club & Marina Condominium
- Jurado Fire
- Key West Rental Properties
- Key West, Fl Hurricane Irma Settlement
- Kings Creek South Condominium, Inc.
- Kings Park Garden Apartments
- Kish Settlement
- Lake’s Edge Condominium Association, Inc.
- Largo, FL Condominium Fire
- Lisa J. Ackerman – Orlando Property Owner
- Magers Loss
- Manus Testimonial
- Marina Cove Village Townhomes
- Martin Koretzka Claim
- McCarthy Properties Fire
- Miami Water Loss
- Milro Services
- Mimosa Condominium Hurricane
- Naples, FL Commercial Fire Claim Property Owner
- North American Title Corporation
- Orlando Insurance Claim
- Orlando Property Claim
- Orlando Water Damage Insurance Claim
- Palm Beach Community Managers Association, Inc.
- Palm Harbor, FL Addtional Living Expenses Denial
- Patrick Fire
- Perseverance Prevails in Windstorm Insurance Claim
- Pipe Leak Water Damage Insurance Claim – Lithia, FL
- Pittsburgh House Fire Explosion
- Pittsburgh Insurance Claim
- Pittsburgh Insurance Claim
- Pittsburgh Insurance Claim
- Pittsburgh Property Claim
- Price Home Savings
- Ramada Bayside Flood
- Residential Claim
- Residential Water Loss
- Ricardo Santayana, M.D., PA.
- Rivergrove Apartments
- Roof Insurance Claim in Orlando
- Sand Key Community Managers Association
- Sarasota Condominium Water Damage
- Schelfo Fire
- Sheldon, Ribotsky & Levine, P.A.
- Singer Fire
- Sir Graham Day Water Damage
- South Florida Realtor’s Executive Waterfront Home
- South Tampa Waterfront Home – Water Damage
- Spring Haven Retirement Facilities
- Spring Hill, Fl Sinkhole
- Spring Hill, Florida Fire Claim
- Steinway Piano Gallery
- Stephen A. Scott, Gainesville, FL Attorney
- Superior Brick And Refractory Service, Inc.
- Superstorm Sandy Claim, Garden City, NY
- Superstorm Sandy Insurance Claim
- Superstorm Sandy Loss, Massapequa, NY
- Superstorm Sandy Residential Claim
- Sure Snap Fastener & Trim, Inc.
- Tampa Homeowner Fire Claim
- Tampa Insurance Water Claim
- Tampa Residential Claim
- Tampa Sinkhole Homeowner
- The Aurora Group Ltd.
- Tierra Verde House Fire
- Tiller Foods Warehouse Fire
- Top Public Adjuster Firms of 2016
- Tornado Damage Claim – Cape Coral, FL
- Treasure Island Water Damage
- Tropical Storm Debby Condominium Flood Claim
- Tropicana Inn
- Turnberry Isle Condominium Association, Inc.
- Turnberry Isle South Condominium Assoc.
- Ultimar Two Condominium Association, Inc.
- Uptown Motel
- Van Hook Properties
- Water Claim – Tallahassee, FL
- Water Damage Claim – Town of Belleair, FL
- Water Insurance Claim – Tampa, FL
- Williams Testimonial
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